WATCH A QUICK VIDEO

A Quick Overview Of
What You'll Learn

This exclusive masterclass breaks down the exact formulas lenders use to qualify borrowers. You will discover how gross and total debt service ratios (GDS/TDS) impact your borrowing power, inspect a live mortgage application behind the scenes, evaluate current market rates, and uncover how our commission buydown strategy directly lowers your monthly mortgage payments.

  • How to truly qualify for a mortgage and optimize your GDS/TDS ratios
  • Behind-the-scenes walkthrough of an active mortgage file from start to finish
  • Live analysis of competitive interest rates and real borrowing options today
  • How we reinvest our mortgage commission to buy down your interest rate

Video will be available here before the event.

COMPREHENSIVE HOME BUYERS WEBINAR - FREE LIVE EVENT

The 2026 Home Buyer’s Masterclass.

Join us for a 60-minute live session on OCTOBER 8TH @ 6:30PM where you'll learn how to truly qualify for a mortgage, understand GDS/TDS ratios and their impact, see a behind-the-scenes mortgage application in action, explore today's live rates, and discover how to use your mortgage commission to buy down rates—helping you secure both your mortgage and home with confidence.

WHY ATTEND THIS WEBINAR

What No Other Broker Will Show You

Qualification Breakdown

See exactly how lenders calculate what you qualify for, including real GDS and TDS numbers, income documentation requirements, and how the stress test actually works against your file.

The Rate Advantage

Get a real time look at current rates and buy down options most brokers won't show you, plus how a small rate buy down can change your monthly budget and what you can afford.

Ready to Buy

Understand the real dollar difference before and after qualification strategies are applied, so you walk into house hunting knowing your true budget and buying power.

AGENDA

Your Session Roadmap

A complete 60-minute breakdown of the exact process to secure your first home in today’s complex market.

0–15 minutes
Interest rates + mortgage types
Understanding current interest rates, and what insured, insurable, and uninsurable mortgages mean for your options.
15–30 minutes
Live rate comparison + qualification example
Live rate comparison to posted rates, plus a real example of how qualification works in practice.
30–40 minutes
Savings breakdown + how we secure lower rates
Breakdown of savings after I show you the cheaper rates—how I get clients the cheapest rates and why I do this.
40–55 minutes
Live Q&A
Live Q&A session—bring your questions and get answers in real time.

Limited to 50 live attendees to ensure Q&A quality.

EXPERT GUIDANCE

Meet Alex

Your guide through the complexities of modern real estate.

Alex Applegate

Alex Applegate

Mortgage Agen Level 2 & Realtor

With nearly decade of navigating complex real estate markets, Alex has facilitated over $50M+ in closed deals. Her strategic approach ensures buyers find the perfect home without overbidding while ensuring each client gets the lowest rate possible with the best mortgage terms available

CLARITY FIRST

Questions You Should Ask

We know buying your first home is a monumental step. We want you to feel completely comfortable and prepared, which is why we’ve answered the most common questions below. Have another question? We'll cover it live.

Will there be a recording?

Yes, all registered attendees will receive access to a full recording for 48 hours after the live session concludes.

Is this for experienced buyers too?

While the core focus is tailored for first-time buyers, the foundational market strategies we share are incredibly valuable for anyone looking to navigate today's real estate landscape.

Is there a cost to attend?

Not at all. This masterclass is a 100% free educational event designed to equip you with the knowledge you need to make confident decisions.

DON'T MISS OUT

Learn GDS/TDS & how lenders qualify you.
See a live mortgage application and today's rates.
Discover how to use your commission to buy down client rates.

100% Free Educational Event • Your information stays secure